We've touched on the importance of having a written financial plan. Another important plan that should be reviewed periodically is your estate plan. Most investors are aware that their estate plan covers the passing of their assets following their death but equally as important is a well drafted estate plan that lays out your wishes in the event of your disability, whether that may be physical or mental impairment. This can be a very complex issue. Who do you wish to entrust with your decisions? How much guidance do you wish to give to that person or persons? Your estate plan has variables that are always changing. The value of your assets can grow. The trustee that you may have chosen may no longer be suitable. Tax laws can change, which is why it's very important that your state plan is reviewed periodically. Your legal advisor can formulate your estate plan for you. We can provide the facts and figures about your financial assets that will help.